The top concerns small business owners have for the success of their businesses in the next 12 months include—-
*Health care costs 77%
*Effectiveness of government leaders 76%
*Commodities prices 70%
*Strength of U.S. dollar 69%
*Consumer spending 63%
Source: Bank of America Small Business Owner Report, Fall 2013. A survey of 1,000 small business owners with annual revenues between $100,000 and $500,000 and employing between 2 and 99 employees.