According to a new study from the Employee Benefit Research Institute, forty-five percent (45%) of older households (those over 50 years) made money transfers to a younger family member—– up from 39% in 1998. Among those aged 50-64 it averaged $4,000 annually. For those over 64 the amount averaged $2,000. This trend will most likely continue as boomer kids continue to be strapped with student loan debt and unable to secure good paying jobs. No worry about estate taxes for the kids. There will most likely be nothing left in the 401k accounts.