Small Business is our Business

Archive for January, 2012

Alternative Sources for Small Business Loans

BusinessLoanFunds.com is a website that lists alternative sources of small business loans.  These small business loan programs include:

*local micro loans

*revolving loans

*gap financing

*incentive programs

*funding programs from various federal and state agencies

Arranged by state and within in each state  by county.  For Nassau and Suffolk counties 37 financing sources are listed.

How do Small Business CEO’s Feel about the U.S. Economy

Fourth Quarter 2011 survey findings from the Vistage CEO Confidence Index of  1,641 small business chief executives reveal:

*41%  recogonized improved economic conditions over the previous 12 months, up from 18% in the third quarter survey

*Only 12% think the economy had recently worsened

*55% said they plan to increase the number of their employees over the next twelve months, up from 46% in the third quarter survey

*24% are finding it easier to obtain credit for their business today compared to six months ago

*73% expect  to increase sales revenues over the next twelve months

*25%  find customer retention and /or lead generation the biggest challenge to their business

Visage International is a membership organization of more than 15,000 small business chief executives.

 

 

Small Business Employment Increases

U.S. private sector employment in companies employing  under 50 workers  rose 148,000 between November and December 2011.  Of this increase , 130,000 jobs were created in the small business service sector, while 18,000 jobs were created in the manufacturing sector.

Source:  ADP Small Business Report , December 2011

American Employees are Disengaged

A December 2011 employee survey conducted by Cornerstone OnDemand, an international management consultant firm, found fifteen percent(15%) of those surveyed plan to leave their current job in the next twelve months.   That is an estimated 21 million Americans and a potential price tag of $2 trillion to U.S. employers in 2012.  Whether this really comes to pass in this stagnant job market, is yet to be seen.  What this does indicate is a disengagement  on the part of American workers.  Over one in two (54%) feel their colleagues appreciate them more than their supervisors. Nearly three in five (56%) say that aside from compensation and benefits, being appreciated would motivate them to stay in their current position. 

This survey was conducted with 2,141 U.S. adults aged 18 and older who were emoployed full time or part time.

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